Around since 2006 and operating out of San Fransisco, California, Zecco Trading (“Zero Cost Commission”) is an online brokerage that provides low cost stock and options trading- priced at $4.95 plus $0.65 per contract- and represent among the best values in the brokerage industry. Their online stock and ETF commission rates are 30 to 50% lower than other top competitors with the lowest assignment and exercise fees of all discount brokerage firms – $4.95. Mutual funds are just $10 per transaction. There are no surcharges for large orders but the company charges $2 per trade more on penny stock trades. There isn’t any minimum deposit required to open or maintain an online trading account. Along with their low cost stock and options trading, Zecco is known for the ZeccoShare social network, an exclusive innovative online trading community which offers the perfect environment for developing strategies, obtaining trading ideas, money management skills and advice from other traders who’ve been through it and seen it all.

The trading platform includes a nice simple design. It’s very intuitive to utilize, you should easily be able to place an order without needing to spend a lot of time training. However, Zecco’s trading tools don’t offer some of the more advanced features used by very active trades. There’s no volatility charts, trading patterns or stock alerts, and while streaming data is available, it is extra. Therefore, this is a platform that’s clearly aimed at the beginner. On the plus side, it’s got everything the smaller trader or those just beginning will need. Sometimes less is more, and that’s definitely the situation here. There’s also a fully functioning mobile platform to help you execute trades on the move.

Overall, Zecco is an excellent choice for you if you’re an experienced trader looking for a low cost and solid service. Education resources are a bit thin but nonetheless OK, and let’s keep in mind how useful the social networking feature is to share notes, tips and trading strategies with other successful traders. They’re a broker tailored towards the beginner. And that’s no bad thing because everyone has to start somewhere. There is a full virtual trading platform, perfect for mastering your strategy along with one of the best trading communities around. Opening an account with the company does not require money down and no commitment needed, so if you want to see if Zecco matches your needs, take 10 minutes and open an account!

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American Express® Gold Card is giving new cardmembers No Pre-Set Spending Limit with purchasing power that helps you take more control of your finances. Get exclusive access to tickets for selected events before they go on sale to the general public. Cardholders earn one point for every dollar spent, double points when booking travel through American Express, and up to 10 points when shopping at their online Membership Rewards site that has more than 300 participating retailers. These awards points don’t expire and can be redeemed for flights on over 21 airlines as well as for cruises, spa retreats, entertainment, and hotel rooms. Since the American Express Gold Card is a charge card, it has no interest rate or introductory offer. Introductory annual fee of $0 for the first year, then $125. Still, if used, the value of the perks and rewards can make that fee worthwhile.

Key Features:

  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.

The American Express Gold Card is a card that will suit you if you want a rewards card with no pre-set spending limit with amazing traveling and shopping perks, and if you pay your balance in full each month. Start enjoying the benefits of having the American Express Gold Card experience by applying today!

Visit our complete credit card bonuses list!

Disclaimers: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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Sign up for the Southwest Airlines Rapid Rewards Plus Card and receive 25,000 Bonus Points after your first purchase – worth over $400 in Wanna Get Away Fares that could be redeemed for a FREE ROUNDTRIP FLIGHT! For every dollar you spend, you get one point from Southwest’s newly revised Rapid Rewards program. Purchases from Southwest Airlines earn two points per dollar spent; these purchases may include hotels, car rentals, and vacation packages purchased through the Southwest website. The $69 annual fee is nearly offset by the 3,000 anniversary bonus points that roughly equals $50 in rewards airfare you’ll get annually. Exclusive Cardmember benefits could be redeemed for international travel to over 800 destinations on 50 global carriers; stays at over 70,000 hotels worldwide; car rentals from major brands; gift cards to all your favorite stores; and amazing getaways, including resorts, cruises, and amusement parks!

Key Features:

  • 25,000 Bonus Points. Earn a Free Flight after your first purchase. At the rate of 60 points per dollar of fare for Wanna Get Away (most value) airfares, 25,000 points are worth over $400!
  • 3,000 Anniversary Bonus Points. On your enrollment anniversary each year, you’ll receive 3,000 bonus points, which are worth $50 toward a Wanna Get Away fare. Just this bonus alone will nearly offset the $69 annual fee!
  • Bonus Points Never Expire. The new Rapid Rewards program now lets you redeem your points for domestic and international flights (in addition to Southwest travel), auto rentals, hotel rooms, theme parks, cruises or store gift cards. Plus, you pay no extra fee when booking a flight with your points. As long as you have flight or partner earning activity every 2 years, your points won’t expire.
  • Earn unlimited Free Flights. 2 points per $1 spent on Southwest purchases and 1 point per $1 spent on everything else.
  • Your Bags Fly Free! No Blackout Dates, and Unlimited Reward Seats! You can use your points for air tickets on more than 50 global airlines, for any class, anywhere. If a seat is available, you can get it.
  • No Change fees. If you need to change your flight, you won’t be charged a fee.
  • Purchase Annual Percentage Rate. 14.24% APR will vary with the market based on the Prime Rate.

While Rapid Rewards members previously earned flight credits towards round-trip award tickets when available, they now earn points that apply to the cost of any seat on any flight. Because of this, the Southwest credit card offers the easiest to use rewards among any airline. Obtain the Southwest Airlines Rewards Plus Credit Card from Chase if you often fly with Southwest and are looking for a card that offers your points for your everyday spending. With Southwest serving 70 destinations, you ought to plan your trip today!

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Chase Ink Cash℠ for Business - Earn up to $250 Bonus Cash Back The new Chase Ink Cash℠ Business Credit Card is designed for business owners who want more cash back, a customized credit line, and simple ways to track and manage expenses. You will earn 15,000 bonus points for your first purchase; worth $150 cash back. Earn an additional 10,000 bonus points worth $100 cash back when you spend $5,000 or more on your card in the first 3 months for a $250 cash back total.

This business card offers a 0% introductory rate on purchases and balance transfers. The introductory rate is valid for the first six billing cycles following the opening of the account.

Through the rewards program, you will earn unlimited 1% cash back on all business purchases, 2% cash back on $25,000 spent annually on gas and dining expenses, and 5% cash back on the first $25,000 spent annually on office supplies, cable services, and telecom services.

The new Chase Ink Cash℠ Business Credit Card provides a secure and flexible way to pay for business expenses. You will get a customized business credit line to meet your business need and gives you the choice to pay in full each month or over time in order to maximize cash flow.

You can also obtain cards for employees, and earn cash back from their purchases. Customized reports and alerts allow you to easily control and manage expenses. Every purchase is also protected with free built-in Zero Liability Protection.

Beyond the rewards program, the new Chase Ink Cash℠ Business Credit Card offers other benefits such as no annual fee and a reasonable APR for purchases for those who qualify.
apply-now

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Those with an American Express credit card, you can get a free score from Experian PLUS Score (not FICO score).

Log in your account through this link:   http://www.americanexpress.com/mycreditscore

Earn Maximum Cash Back with BigCrumbs
If you do shopping online, then you must shop through BigCrumbs. Some of BigCrumbs cash back are even higher than Mr. Rebates so make sure to check both sites when shopping online. Tell all your friend and family about BigCrumbs and create an online passive income with their generous referral program.

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I’ve recently noticed that I waste an unruly amount of money on ATM fees. It’s just a waste of money given the alternatives available. Those looking to avoid ATM fees, check out nationwide banks such as Ally, Charles Schwab and USAA. They give free usage of all ATMs including from other banks. They will refund the fees you incurred from using other Bank ATMs. Be a member to participate in this full ATM Fee-Friendly Banks thread.

Earn Maximum Cash Back with BigCrumbs

If you do shopping online, then you must shop through BigCrumbs. Some of BigCrumbs cash back are even higher than Mr. Rebates so make sure to check both sites when shopping online. Tell all your friend and family about BigCrumbs and create an online passive income with their generous referral program.

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No preset spending limit may sound great but beware of how it affects your credit score. Those with a Visa Signature, World MasterCard or Amex Charge Card, then you are familiar with being classified with No Preset Spending Limit (NPSL). With NPSL, you get unlimited spending power. However, Credit card companies perpetrate this myth intentionally and spending is limited with NPSL credit cards. Read more on this Credit Card news thread.

Earn Maximum Cash Back with BigCrumbs

If you do shopping online, then you must shop through BigCrumbs. Some of BigCrumbs cash back are even higher than Mr. Rebates so make sure to check both sites when shopping online. Tell all your friend and family about BigCrumbs and create an online passive income with their generous referral program.

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